(386) 506-3040 Search Search Facebook Facebook

Loan Services

Auto Loans

FE FCU can serve all your auto loan needs. No matter how big or small the loan, we will work as hard as we can to get you approved! We will match or beat most rates offered by a dealer. We also offer GAP insurance, often for a fraction of the cost at the dealership. If you've already financed with a dealer, we can refinance your loan and save you money!

Home Purchase & First Mortgage Loans

Financial Educators is now offering home purchase and First Mortgage loans for qualified borrowers. If you're looking to buy a home, or refinance your home to access equity, we can lend up to 95% of the appraised value of your home. Similar to other loans, we will work as hard as we can to get your loan approved. Further, you will find our process to be a breeze compared to other lenders. You will work with one staff member through the entire process!

Personal Loans

Once a loan application has been filled out and is on file with the credit union, a member may apply for a loan by phone, online or by fax.

*Rates will depend on your current credit score.

Recreational/Motorcycle Loans

Let FEFCU help you get the new boat, personal watercraft or RV you’ve been waiting for.

Home Equity Loans

In order to qualify, applicants must complete a Home Equity Application which is available at DSC’s Daytona Beach campus in Building 300, Room 122. In addition, members will need to provide verification of income as well as provide a copy of the warranty deed. We will lend up to 80% of the appraised value of the home.

Line of Credit Loans

An LOC Loan is different from a signature loan in that you can access it by wrting a check from your checking account or seeing a teller. The current maximum amount available for LOC loans is $10,000 with payments of $3 per $100 borrowed. To apply for your Line of Credit Loan, stop by the credit union on the DSC’s Daytona Beach campus in Building 300, Room 122.

You must withdraw $100 or more when accessing your LOC Loan and it must be renewed on an annual basis.